Financial planning advice from Charles Dickens may sound complicated at first, but it really is pretty simple:
Spend less than you make and you will be happy.
This is lost on many people who believe that spending a lot of money and buying “stuff” will make them happy, or on others who think that all will be good in life if they could just earn more money.
For most people, just learning to live within their means would be enough to reduce the stress that debt and limited funds create, and often leads to unhappiness.
Start this month with this simple financial plan: spend less than you make.
If you haven’t recently reviewed your financial plan you should contact your CERTIFIED FINANCIAL PLANNER™ Practitioner.